Buyers - The Buying Process
We understand that every prospective buyer has their own individual wants and needs and appreciate the difficulties of searching for that special place to live. Bradley & Co has properties ranging from studio flats to detached houses, so we’re confident we’ll have something to suit you.
Please call or email us to register your requirements and we will add you to our database, to make sure you don’t miss out on new instructions.
Viewings will be arranged at times to suit you and our clients.
All offers are to be put in writing to Bradley & Co.
Once your offer has been accepted we will ask you to provide proof of your funding. For example, an agreement in principal from your lender if you are obtaining a mortgage, or evidence of your funds if you’re a cash buyer. We will also request to see evidence of your deposit monies. We may also ask to speak with your financial adviser to clarify the above.
If you need mortgage advice, we can put you in touch with an independent mortgage adviser to find you the best deal to suit your requirements.
Once your funds have been approved and solicitors instructed, we will issue a sales memorandum to all interested parties and start progressing your property purchase.
Exchange of Contracts
This normally happens within around 6 - 8 weeks of agreeing your purchase, if you are buying a Freehold property, or a little longer for a Leasehold property, as there will be several more questions for your solicitor to ask. Normally, sellers and buyers like a couple of weeks in between exchange of contracts and completion. On exchange you’ll be asked by your solicitor to provide a 10% deposit and once you’ve done this, the contract is legally binding and a completion date will be set and agreed by all parties.
This normally happens around midday on the day of completion. Your solicitor will call you and us to confirm this has taken place. At this stage, we will be there to congratulate you and hand over the keys to your new property.